Sukanya Samriddhi Eligibility
Check if your daughter is eligible for the Government of India's Sukanya Samriddhi Yojana (SSY) account.
Check Eligibility
Eligible for SSY!
Great news! Based on the details provided, your daughter is fully eligible to open a Sukanya Samriddhi Yojana account.
Next Steps
Visit any authorized commercial bank or Post Office branch with her birth certificate and your KYC documents to open the account.
Frequently Asked Questions
What is Sukanya Samriddhi Yojana (SSY)?
SSY is a government-backed small deposit scheme designed exclusively for the girl child in India. It aims to encourage parents to build a fund for the future education and marriage expenses of their female child.
What is the age limit for opening an SSY account?
The account must be opened before the girl child reaches 10 years of age. A grace period of 1 year is sometimes allowed but generally, the absolute cutoff is the 10th birthday.
Can Non-Resident Indians (NRIs) open an SSY account?
No. The girl child must be a resident citizen of India at the time of opening the account and should remain a resident Indian until maturity. If she becomes a non-resident later, the account will be deemed closed and will only earn savings account interest.
Are there any exceptions to the 'two girls per family' rule?
Yes. Generally, a family can open a maximum of two SSY accounts (one for each girl child). However, if twin girls are born in the second delivery, or triplets are born in the first delivery, a third account can be opened.
What documents are required to open the account?
You will need: 1) Birth certificate of the girl child, 2) Identity and address proof of the depositor (parent/legal guardian), 3) Medical certificate (only if claiming the twin/triplet exception).