Financial Disclaimer
Last updated: 26 April 2026
Please read this disclaimer carefully before using the calculators, tools, or information provided on FinCalc Bharat.
1. No Financial Advice
The information provided on FinCalc Bharat, including all calculators, articles, guides, and outputs, is for general informational and educational purposes only. It does not constitute professional financial, tax, investment, or legal advice. We are not SEBI-registered investment advisors, and no content on this site should be construed as a recommendation to buy, sell, or hold any financial product.
2. Calculator Accuracy & Estimates
While we make every effort to ensure the accuracy of our calculators based on current Indian financial formulas, tax laws, and banking standards, the results generated are estimates and approximations.
Actual figures from banks, financial institutions, the Income Tax Department, or mutual fund houses may vary due to factors such as exact calculation dates, rounding differences, changing interest rates, hidden charges, or specific institutional policies.
3. User Responsibility
You should not make any financial decisions based solely on the results provided by our calculators. You are solely responsible for your own financial decisions and any consequences that may arise from them.
Always consult with a qualified, registered financial advisor, chartered accountant (CA), or relevant professional before making significant financial commitments, investments, or tax filings.
4. Market Risks
Calculators related to Mutual Funds, Stocks, SIPs, and other market-linked instruments use assumed or historical rates of return. Mutual fund investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns. The actual returns on your investments may be higher or lower than the estimates provided.
5. Tax Laws
Tax laws in India (Income Tax Act, 1961) are subject to change. While we strive to update our tax calculators (like Income Tax, Capital Gains, HRA, etc.) according to the latest Union Budget, we do not guarantee that they reflect the absolute latest amendments at any given moment. Please verify your tax liability with the official Income Tax portal or a tax professional.