FinCalc Bharat

Unit Economics Calculator

Analyze your SaaS or D2C startup's health by calculating Customer Acquisition Cost (CAC), Lifetime Value (LTV), and LTV:CAC Ratio.

CAC Mechanics

LTV Mechanics

LTV : CAC Ratio

48.0x

Healthy Growth

CAC (Acquisition Cost)

Cost to acquire 1 User

₹1,000

Time to Payback CAC

0.4 Months

LTV (Lifetime Value)

Gross Profit per User Lifetime

₹48,000

Implied User Lifespan

20.0 Months

LTV:CAC Benchmarks (SaaS / D2C)

  • Less than 1:1 : Lethal. You lose money on every customer acquired. Absolute disaster.
  • 1:1 to 3:1 : Meh. You are just churning money without long term operating leverage.
  • 3:1 : The Gold Standard. You make 3x more than you spend. Highly investable.
  • 5:1+ : Excellent! But you may be under-investing in marketing. Spend more to grow faster.