FinCalc Bharat

Working Capital Calculator

Measures a company's short-term liquidity and operational efficiency. Does the business have enough cash to pay its debts due within a year?

Cash, accounts receivable, inventory, and short-term investments (convertible to cash in < 1 yr).

Accounts payable, short-term debt, and accrued liabilities (due in < 1 yr).

Net Working Capital

₹1,50,00,000

Current Ratio

2.00

Understanding the Current Ratio

  • Below 1.0 : Dangerous. The company has a negative working capital and might struggle to pay immediate debts. Insolvency risk is high.
  • Between 1.2 to 2.0 : Healthy. The company has a comfortable liquidity cushion to handle short term obligations.
  • Above 2.0 : Safe, but potentially inefficient. The company could be hoarding cash or failing to invest excess liquidity back into growth.