Bike Insurance Premium Estimator
Estimate your two-wheeler insurance premium. See the split between Third-Party liability, Own Damage, and Zero-Depreciation add-ons.
Current estimated market value of your bike/scooter.
100% payout on plastic and fiber parts during claims.
Total Estimated Premium
₹2,919
Incl. 18% GST (₹445)
Premium Breakdown
Third-Party Liability
Fixed rate by IRDAI
₹714
Own Damage (OD)
Protects your bike
₹1,200
No Claim Bonus (20%)
Discount applied to OD
- ₹240
Zero Dep Add-on
₹800
Long-Term Policies
When buying a new two-wheeler, a 5-year Third-Party cover is mandatory. You only renew the Own Damage (OD) component annually. Or, you can buy a bundled 3-year OD cover upfront.