Group Health Estimator
Estimate B2B Group Medical Cover (GMC) premiums for your startup or company employees.
Usually min 7 employees required for GMC.
Total Estimated Premium (Annual)
₹9,91,200
Total corporate outgo for 50 employees and their families.
Cost Breakdown
Combined Base₹8,40,000
18% GST₹1,51,200
Per Employee / Family Cost
₹16,800
Annual base cost per headcard.
Why are GMC rates different from retail policies?
- Pre-existing Diseases (PED): Covered from Day 1 in GMC. Retail policies have 2-4 year waiting periods.
- Maternity: Often covered with 9-month waiting period waived off.
- Tax Benefit: Employer claims 100% of the premium as a business expense under the IT Act.