PMAY Subsidy

Check your eligibility for the Pradhan Mantri Awas Yojana (PMAY) Credit Linked Subsidy Scheme based on your income.

Annual Household Income

Combined gross annual income of self, spouse, and unmarried children.

PMAY Rule Update

Please note: PMAY CLSS phases are often renewed or modified by the government. Check current active validity dates via official banks before applying.

Max Estimated Subsidy

₹2,35,068

Category: MIG - I (Middle Income Group I)

Benefit Restrictions

Interest Subsidy Rate

4% p.a.

Max Loan Amount Eligible for Subsidy

₹9,00,000

Loans above this amount are at non-subsidized rates.

Mandatory Conditions

You must not own a pucca house anywhere in India.
A female co-owner is often mandatory (especially for EWS/LIG).
The carpet area of the house must be within the prescribed limits for your category.

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