PMAY Subsidy
Check your eligibility for the Pradhan Mantri Awas Yojana (PMAY) Credit Linked Subsidy Scheme based on your income.
Combined gross annual income of self, spouse, and unmarried children.
PMAY Rule Update
Please note: PMAY CLSS phases are often renewed or modified by the government. Check current active validity dates via official banks before applying.
Max Estimated Subsidy
₹2,35,068
Category: MIG - I (Middle Income Group I)
Benefit Restrictions
Interest Subsidy Rate
4% p.a.
Max Loan Amount Eligible for Subsidy
₹9,00,000
Loans above this amount are at non-subsidized rates.
Mandatory Conditions
- You must not own a pucca house anywhere in India.
- A female co-owner is often mandatory (especially for EWS/LIG).
- The carpet area of the house must be within the prescribed limits for your category.