FinCalc Bharat

Balance Transfer Calculator

Are you paying massive interest on your credit card debt? Find out if doing a Balance Transfer to another bank (at lower interest) is mathematically worth it after factoring in the processing fees.

Current Credit Card

New Transfer Offer

Net Savings

₹62,568

It is absolutely worth doing the transfer! The lower interest easily offsets the 2% fee.

Cost on Current Card

Total Interest to Pay

₹1,49,978

Debt Free In

2 Yrs 11 Mos

Cost on New Card

Total Interest to Pay

₹83,410

Transfer Fee (Added to loan)

₹4,000

Cost Comparison (Interest + Fees)