FinCalc Bharat

Cashback vs Rewards Card

Should you get a straightforward cashback card or a premium rewards card? Find out which yields a higher net return based on your actual monthly spending and annual fees.

Cashback Card details

Reward Points Card details

The Winner

Cashback Card

Yields ₹2,300 more net profit annually.

Cashback Net Profit

₹4,900

Total CB: ₹5,400Fees: ₹500

Rewards Net Profit

₹2,600

Total Val: ₹3,600Fees: ₹1,000

(14400 Points earned)

Comparison Overview (₹)