Invoice Discounting Calculator

Analyze the cost of factoring. Find out exactly how much liquid cash you'll receive today versus the financing fees.

Total Invoice Value (Unpaid)

Credit Period (Days till due)

Advance Rate (%)

Usually 80-90%. Financiers hold back a margin.

Discount Rate (p.a. %)

Processing Fee (%)

Net Cash Received Today

₹7,66,329

Total Financing Cost

-₹33,671

Cash Settlement Breakdown

Gross Advance (80%)₹8,00,000

Interest for 90 days-₹23,671

Platform Fee-₹10,000

Balance Paid Later

+₹2,00,000

This remaining 20% margin is released back to you when the client pays the financier on Day 90.

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